Ok... So I need a little help and advise on how I should approach someone who owes me a couple hundred dollars?
Question: It was a car dealer who pretended to place the cost of my car insurance under his credit card because my college credit card had not yet been activated. He just said to pay him back so I wrote him a check thinking he was helping me but he really didn't... And he cashed it... I called the insurance company to check my insurance and they told me I had never had insurance only a membership wich was around $57 a year.
I was thinking of writing him a letter and mailing it to his job but I don't know how I should approach him with this...
thank you for your time...
Answers: This is a tough one. He took advantage of you; in other words, he scammed you.
I would make a copy of the cancelled check and write him a letter saying that you were recently informed that he did not pay for the car insurance as he said he would. Include a copy of that check with your letter. Tell him that he owes you $_____ because you had to pay for the insurance yourself. Add that you are providing a copy of the letter and cancelled check to your lawyer and if you do not receive the money you are owed, your lawyer will be contacting him. Or if you know a lawyer or law student at your college, let them help you write the letter or write it on their letterhead.
If he is merely one of the dealers of a larger corporation, you should send a copy of your letter and the cancelled check (cross out some of the personal information if you'd feel safer) to the main headquarters or to the owner of the dealership. And not that you can't do this yourself, but, I would tell your parents about it so they can help you if it comes to further action.
If you don't hear back from him, you could either take him to small claims court or contact the Attorney General's office for your state.
If you cant call him on the phone go to his work and demand he give you your money
The very first thing to do is contact him and ask for your money back. The next step will be based on what he does at that point. Let us know what he says.
If I were you, I would contact the Dealer's Division under your state's DMV section. Dealers are required to follow certain rules and guidelines, they must have insurance and bonds for their business. This sounds like a business practice that needs reporting, the dealer's division will investigate your claim, and will take action against the dealer. You still need to get insurance on the car, so that you can legally drive it. Shop around, rates vary, and with a decent driving record, you can get a good dea.
That's just bad business, he took advantage of you.
If you really want to get back at him, and in a fun way, call your local tv station, they always have those investigative reporters (our local station calls it 5 On Your Side ) that can go and ask the guy why he scammed you and get his face and name on tv so people will know better than to buy from him.
But on a more serious note, take his *** to court!
I was thinking of writing him a letter and mailing it to his job but I don't know how I should approach him with this...
thank you for your time...
Answers: This is a tough one. He took advantage of you; in other words, he scammed you.
I would make a copy of the cancelled check and write him a letter saying that you were recently informed that he did not pay for the car insurance as he said he would. Include a copy of that check with your letter. Tell him that he owes you $_____ because you had to pay for the insurance yourself. Add that you are providing a copy of the letter and cancelled check to your lawyer and if you do not receive the money you are owed, your lawyer will be contacting him. Or if you know a lawyer or law student at your college, let them help you write the letter or write it on their letterhead.
If he is merely one of the dealers of a larger corporation, you should send a copy of your letter and the cancelled check (cross out some of the personal information if you'd feel safer) to the main headquarters or to the owner of the dealership. And not that you can't do this yourself, but, I would tell your parents about it so they can help you if it comes to further action.
If you don't hear back from him, you could either take him to small claims court or contact the Attorney General's office for your state.
If you cant call him on the phone go to his work and demand he give you your money
The very first thing to do is contact him and ask for your money back. The next step will be based on what he does at that point. Let us know what he says.
If I were you, I would contact the Dealer's Division under your state's DMV section. Dealers are required to follow certain rules and guidelines, they must have insurance and bonds for their business. This sounds like a business practice that needs reporting, the dealer's division will investigate your claim, and will take action against the dealer. You still need to get insurance on the car, so that you can legally drive it. Shop around, rates vary, and with a decent driving record, you can get a good dea.
That's just bad business, he took advantage of you.
If you really want to get back at him, and in a fun way, call your local tv station, they always have those investigative reporters (our local station calls it 5 On Your Side ) that can go and ask the guy why he scammed you and get his face and name on tv so people will know better than to buy from him.
But on a more serious note, take his *** to court!
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