Who is responsible for my 19 year old Son's hospital bill??
Question: My son, driving like an idiot went off the road totaled his car. He ia aged 19 almost 20 still lives at home. He carries his own auto insurance. Just liability. He has absolutely no medcial coverage of his own, only mine from my employer. However, there is a high $3000 deductible.
On the night of the accident, I dpicked him up and drove him to the ER. I checked him in and gave the hospital lady my insurance info, etc, etc. When the bills come rollin in, are they going to be in his name only? I do not wish to pay his medical as he caused this by being stupid. I want him to lear a lesson, that driving stupid, costs. However, since I signed him and he lives at home, will the hospital somehow hold me responsible for those bills?
Answers: At 19 He alone would be held responsible unless you Foolishly signed his admission papers at the hospital. if you did they can hold you responsible if he does not have the ability to pay
If you signed for him, you are responsible. He might be able to get some of the bill paid by your auto insurance.
I guess you can both learn a lesson. You'll pay if he doesn't.
You signed so you are responsible. Guess the table were turned and you are the one that ended up learning a lesson. Make him pay you back, either in monthly installments or however he gets paid. And don't help him get another auto, or give him rides to work, he can walk now or take the bus.
if you would have taugh him better in the first place you wouldnt have had to ask that question.
The piece of paper they hand you actually says responsible party for the bill. If you signed it instead of him, you are responsible. Hope you can get him to pay you back so he can learn his lesson.
Well, thank goodness he's okay.
3000 deductible are you serious? It's your fault for being so thrifty and trying to save on your monthly premium....That's some fraggleknacking bull...What were you thinking? .... Have you forgotten shyt happens?
that depends, on what exactly you have signed, have a copy, carefully read it, then you know! maybe get some legal advice! there is probably more to come.did you sign him into a private hospital? or for private treatment? then you will have bad cards! emergency tretment is normally free under NHS!
you are responsible
If you signed as the responsible party , you accepted responsibility for his medical bills. If that's the case, you will have to pay them. A $3000 deductible is less than 1 day in a hospital, submit it to your insurance.
If you signed for financial responsibility with those papers, then you AGREED to pay any medical costs he incurred. If you did NOT sign financial responsibility, then HE is on the hook for them.
So . . was one of those papers you signed, agreeing to pay his medical costs? Only you know!!
The medical insurance from your employer should pay most of the bills, except the $3000 deductible and whatever his auto insurance pays. The pays whatever medical bills the insurance does not pay, including the $3000 deductible, and pays for the damage to the car.
Better read the paperwork you signed at the ER -- YOU are going to be held responsible for all of his medical bills, dude.
I suggest you sell his CAR to cover the medical bills. Lesson learned, probably a life saved in the process.
Ultimately he is responsible for whatever insurance doesn't pay, and that includes the $3000 deductible.
On the night of the accident, I dpicked him up and drove him to the ER. I checked him in and gave the hospital lady my insurance info, etc, etc. When the bills come rollin in, are they going to be in his name only? I do not wish to pay his medical as he caused this by being stupid. I want him to lear a lesson, that driving stupid, costs. However, since I signed him and he lives at home, will the hospital somehow hold me responsible for those bills?
Answers: At 19 He alone would be held responsible unless you Foolishly signed his admission papers at the hospital. if you did they can hold you responsible if he does not have the ability to pay
If you signed for him, you are responsible. He might be able to get some of the bill paid by your auto insurance.
I guess you can both learn a lesson. You'll pay if he doesn't.
You signed so you are responsible. Guess the table were turned and you are the one that ended up learning a lesson. Make him pay you back, either in monthly installments or however he gets paid. And don't help him get another auto, or give him rides to work, he can walk now or take the bus.
if you would have taugh him better in the first place you wouldnt have had to ask that question.
The piece of paper they hand you actually says responsible party for the bill. If you signed it instead of him, you are responsible. Hope you can get him to pay you back so he can learn his lesson.
Well, thank goodness he's okay.
3000 deductible are you serious? It's your fault for being so thrifty and trying to save on your monthly premium....That's some fraggleknacking bull...What were you thinking? .... Have you forgotten shyt happens?
that depends, on what exactly you have signed, have a copy, carefully read it, then you know! maybe get some legal advice! there is probably more to come.did you sign him into a private hospital? or for private treatment? then you will have bad cards! emergency tretment is normally free under NHS!
you are responsible
If you signed as the responsible party , you accepted responsibility for his medical bills. If that's the case, you will have to pay them. A $3000 deductible is less than 1 day in a hospital, submit it to your insurance.
If you signed for financial responsibility with those papers, then you AGREED to pay any medical costs he incurred. If you did NOT sign financial responsibility, then HE is on the hook for them.
So . . was one of those papers you signed, agreeing to pay his medical costs? Only you know!!
The medical insurance from your employer should pay most of the bills, except the $3000 deductible and whatever his auto insurance pays. The pays whatever medical bills the insurance does not pay, including the $3000 deductible, and pays for the damage to the car.
Better read the paperwork you signed at the ER -- YOU are going to be held responsible for all of his medical bills, dude.
I suggest you sell his CAR to cover the medical bills. Lesson learned, probably a life saved in the process.
Ultimately he is responsible for whatever insurance doesn't pay, and that includes the $3000 deductible.
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