Any auto insurance that doesn't matter who drives??
Question: Any one know what auto insurance you can get that no matter who drives your vehicle the car is insured?
Answers: In the US the coverage follows the vehicle so anyone can drive your car with your permission and be covered - so in answer to your question - any company would do that - HOWEVER - all licensed operators in your household must be listed on your policy (unless they have their own insurance, then the company will want their information but will not charge for them - but if they have bad records, they may decline to write your insurance even if they are not drivers on the policy). The company will also want to know about anyone that has regular use of the vehicle such as a nonresident partner.
Then some states allow you to exclude a driver (like someone in your household that is newly licensed) - but I wouldn't do that since it is so risky to you.
In some states where you can't exclude an operator - if someone besides you has an accident with your vehicle, the company will pay the claim, but they will investigate whether this person SHOULD have been listed as a driver on your policy, then they will charge you premiums back to the date that the person should have been added - so say for example your son got licensed at 16 & didn't get his own car, then had an accident at 18 with your car, the company cover the accident, will charge you for 2 years of additional premiums by holding back your claim payment until you pay the additional premiums, or deduct them from your payout. I hope this helps you.
Comprehensive and Collision
you mean even the guy who stole your car will be covered?.....most insurance company,s want a list of all possible driver,s........but this type of insurance can be costly.
Met Life i have it now and have had them for years also Geico
Answers: In the US the coverage follows the vehicle so anyone can drive your car with your permission and be covered - so in answer to your question - any company would do that - HOWEVER - all licensed operators in your household must be listed on your policy (unless they have their own insurance, then the company will want their information but will not charge for them - but if they have bad records, they may decline to write your insurance even if they are not drivers on the policy). The company will also want to know about anyone that has regular use of the vehicle such as a nonresident partner.
Then some states allow you to exclude a driver (like someone in your household that is newly licensed) - but I wouldn't do that since it is so risky to you.
In some states where you can't exclude an operator - if someone besides you has an accident with your vehicle, the company will pay the claim, but they will investigate whether this person SHOULD have been listed as a driver on your policy, then they will charge you premiums back to the date that the person should have been added - so say for example your son got licensed at 16 & didn't get his own car, then had an accident at 18 with your car, the company cover the accident, will charge you for 2 years of additional premiums by holding back your claim payment until you pay the additional premiums, or deduct them from your payout. I hope this helps you.
Comprehensive and Collision
you mean even the guy who stole your car will be covered?.....most insurance company,s want a list of all possible driver,s........but this type of insurance can be costly.
Met Life i have it now and have had them for years also Geico
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